Health and welfare funds are a significant focus of Watkins, Pawlick, Calati & Prifti's overall practice. Our employee benefit fund attorneys provide legal advice and guidance for all aspects impacting our health fund clients,from plan drafting and general compliance matters to all aspects of individual participant and beneficiary claims.
We work with insured plans, self-funded plans, self-administered plans, retiree-only plans, and health reimbursement arrangements of various sizes. With the interests of participants in mind, we provide guidance that is intended to meet fiduciary and technical obligations of each individual client.
Like pension funds, health funds have seen significant changes in the law. We help our clients stay on top of those changes and work diligently to help our clients provide the expanded coverage the changes in the law have brought.
While we do our best to steer our clients away from disputes, we have successfully resolved benefit claims as well as DOL and IRS investigations. That work starts well before the dispute or investigation arises through our making sure that the right process and procedures are in place and followed, with exceptions documented and explained. We do this when contracts are prepared, when investments are made, when plan documents are drafted, when service providers are engaged, when participant claims and appeals are handled, and when other decisions are made. The key to laying a strong foundation to stand against future questions is following a prudent process.
We stay in touch with our national peers to learn of developing trends in enforcement and other matters. This further expands the knowledge base of our team to directly benefit our clients.
For more information about our health and welfare fund practice, we welcome you to contact WPCP.